Discover the latest insights, news and advice related to civil and criminal appeals, state and federal appeals, judgment collection, receivership and more.
If you’re considering filing for a Chapter 7 or Chapter 13 bankruptcy and 401(k) concerns are on your mind, you’re probably worried about preserving your hard-earned retirement savings on the other side of the process when you hope to restart your financial future. It makes sense that you would want to be able to hold
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Does a married couple have to file bankruptcy together, or can just one spouse file bankruptcy? Whether due to wanting to protect a loved one from stress and anxiety, embarrassment from bankruptcy when married, or financial strategizing, there a host of reasons why a spouse may wish to file bankruptcy independently of their husband or
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Does bankruptcy stop tax debt? Well, according to the IRS’s own website (www.IRS.gov), you can free yourself from the burden of past-due federal tax debt you can’t pay by declaring bankruptcy. Bankruptcy under Chapter 7 or Chapter 13 of the U.S. Code is available for individuals who have experienced extreme financial hardship, whether from a
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341 Meeting of Creditors During Bankruptcy – What to Expect Once your bankruptcy petition has been filed through the Electronic Court Filing (ECF) system used by the federal courts, you will be given a docket number and a set of dates for your bankruptcy proceeding. One of these will be the “341 Meeting,” a meeting
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If you’re struggling financially, declaring bankruptcy gives you the opportunity to pay down a portion of your debts over time or have some of them eliminated entirely through “discharge.” Sounds like a great solution for when times get tough, right? There are, however, specific procedures to understand before filing for bankruptcy, as well as potential consequences
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Filing for bankruptcy may help you escape financial trouble when you find yourself underwater and struggling to pay debts you cannot afford to pay. Whether through the discharges available through Chapter 7, or repayment plan available through Chapter 13, bankruptcy can give people struggling with debt the freedom they need from financial problems so that they
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Wage garnishment occurs when a Texas State court issues an order that requires your employer to withhold a portion of your paycheck and send it directly to a person or entity to which you owe money. Generally, garnishment continues until a debt is paid off in full. The debts for which a wage garnishment order
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Foreclosure proceedings may be instituted in the State of Texas when the mortgagee, or homeowner, falls behind on mortgage payments to the mortgagor, or lender. Mortgagors will usually wait several payments before instituting a foreclosure action, but there is no guarantee that they will hold off. If you think you can no longer pay for
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How Much Does Bankruptcy Cost? What does it cost to declare bankruptcy? The cost to file bankruptcy includes the required filing fees for Chapter 7 or Chapter 13 Bankruptcy, required credit counseling and financial management fees, and certain other fees depending on how you choose to proceed with your case. Determining how much to file
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For most people in the State of Texas, a vehicle is necessary to get to work, to school, to the store or to see family and friends. In fact, the widest distance from one point of the Lone Star State to another has been measured at a staggering 800 miles! Around here, you need a
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Bankruptcy is nowhere near as scary or mysterious as it may seem; in fact, nearly one million Americans file for it every year. Some of the entrenched myths about credit scores need to be debunked. In this article, our bankruptcy lawyers in Houston provide you with the cold hard facts on bankruptcy’s effects on credit
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When advising clients on bankruptcy as a potential legal option, we often reassure clients “life happens.” Sudden changes in job status or other loss of income can quickly lead to an overwhelming debt burden. In some cases, this debt scenario requires the type of intervention that only bankruptcy courts can provide. What Are the Different
Learn MoreThe Law Offices of Kretzer and Volberding P.C. are located in Houston and regularly works on cases being tried in Beaumont, Dallas, San Antonio, Austin, Midland, Plano, El Paso, Brownsville, McAllen, Corpus Christi, Galveston, Harris County, Montgomery County, Fort Bend County, Liberty County, Chambers County, Grimes County, Galveston County, Collin County and throughout the state of Texas. We invite you to contact the Law Offices of Kretzer and Volberding P.C. at 713-775-3050 when you need experienced and reliable legal assistance with criminal charges or an appeal. Our law office hours are Monday through Friday from 10:00 AM to 6:00 PM, but we are available by phone 24/7. Major credit cards accepted. Ask us about our flexible payment plans. Spanish translation services available at all times.
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